Category Homeowners Insurance

Does home insurance cover plumbing? Sudden burst pipes are covered, slow leaks are not. Learn the gaps and get a free quote from April Jones Insurance.

Does home insurance cover mold? Usually only when a covered peril caused it. Learn what is covered, what is not, and how to protect your home.

Builders risk insurance covers your project during construction. Find out what it covers, who needs it and how much it costs from local independent agents.

Is a detached garage covered under homeowners insurance? Usually yes, under other structures coverage. Learn how it works and how to make sure you have enough.

Other structures coverage protects detached garages, sheds, and fences on your property. Learn what Coverage B includes and how much you may need.

Does your homeowners insurance cover your HVAC and heat pump? Learn when your AC and heating are covered and what equipment breakdown coverage is.

Do I need flood insurance? Learn what flood insurance covers, who needs it, and how April Jones Insurance helps NC homeowners find the right policy.

Wondering about the average homeowners insurance deductible in coastal North Carolina? Learn how deductibles work and how they affect your premium.

An HO5 policy offers some of the broadest home coverage out there. Here are 7 things to know before you choose. Compare carriers with us today.