Category Homeowners Insurance

Does insurance cover a tree falling on your house? Learn when it's covered, who pays if a neighbor's tree falls, and how tree removal limits work.

Blanket jewelry coverage protects your whole collection under one limit. Learn how it works, what it costs, and how it compares to scheduled coverage.

Wind-driven rain is rain pushed sideways by strong winds. Learn when homeowners insurance covers the damage and what coastal NC homeowners should check.

Does homeowners insurance cover termite damage? Usually no. Learn the exceptions, why a termite bond matters, and how to prevent costly damage in NC.

Does home insurance cover plumbing? Sudden burst pipes are covered, slow leaks are not. Learn the gaps and get a free quote from April Jones Insurance.

Does home insurance cover mold? Usually only when a covered peril caused it. Learn what is covered, what is not, and how to protect your home.

Builders risk insurance covers your project during construction. Find out what it covers, who needs it and how much it costs from local independent agents.

Is a detached garage covered under homeowners insurance? Usually yes, under other structures coverage. Learn how it works and how to make sure you have enough.

Other structures coverage protects detached garages, sheds, and fences on your property. Learn what Coverage B includes and how much you may need.