Is A Detached Garage Covered Under Homeowners Insurance?
Is a detached garage covered under homeowners insurance? Usually yes, under other structures coverage. Learn how it works and how to make sure you have enough.
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Phone: (910) 660-0215
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Email: info@apriljonesinsurance.com
Category FAQs
Is Jewelry Insurance Worth It?
Is jewelry insurance worth it? Short answer, yes. It gives you higher limits of coverage and costs about 1% to 2% of the item’s replacement value per year.
What Is Other Structures Coverage?
Other structures coverage protects detached garages, sheds, and fences on your property. Learn what Coverage B includes and how much you may need.
Does Homeowners Insurance Cover HVAC & Heat Pump?
Does your homeowners insurance cover your HVAC and heat pump? Learn when your AC and heating are covered and what equipment breakdown coverage is.
Do You Need Flood Insurance In North Carolina?
Do I need flood insurance? Learn what flood insurance covers, who needs it, and how April Jones Insurance helps NC homeowners find the right policy.
What Is The Average Homeowners Insurance Deductible?
Wondering about the average homeowners insurance deductible in coastal North Carolina? Learn how deductibles work and how they affect your premium.
What Is An HO5 Policy? 7 Things To Know
An HO5 policy offers some of the broadest home coverage out there. Here are 7 things to know before you choose. Compare carriers with us today.
Wind and Hail- do I or don’t I?
Why Do Some Insurance Policies in North Carolina Cover Wind and Hail, While Others Don’t and Require the NCJUA? In North Carolina, the issue of wind and hail coverage can be a bit tricky. Some homeowners insurance policies include coverage…
What affects my home insurance rate?
Homeowners insurance is essential for protecting your most valuable asset—your home. However, many homeowners wonder why their premiums differ from others or why they increase over time. Understanding the factors that influence your homeowners insurance premium can help you make…
Am I in a flood zone?
What is a Flood Zone? A flood zone is a geographic area that the Federal Emergency Management Agency (FEMA) has defined according to varying levels of flood risk. These zones are depicted on a community’s Flood Insurance Rate Map (FIRM)…