Most people assume their auto and homeowners insurance will fully protect them if something goes wrong. While those policies do provide important coverage, they also have limits. And when a serious accident or lawsuit exceeds those limits, you could be…
When people think about insurance, they usually focus on their home or car. But what about everything inside your home? Your furniture, clothing, electronics, appliances, and personal belongings all add up quickly — and if you ever experience a fire,…
If your home were damaged or destroyed tomorrow, would your insurance actually cover the cost to rebuild?It’s a question many homeowners don’t think about—until it’s too late. The truth is, being underinsured is more common than most people realize. Even…
We all love saving money — especially when it comes to monthly bills like insurance. But here’s the hard truth: the cheapest policy isn’t always the policy that fits your need. In fact, it can end up costing you far…
Few things feel more frustrating than having an insurance claim denied—especially when you’re counting on coverage to help you recover from a loss. The good news? A denial isn’t always the end of the road. Step 1: Get the Denial…
Filing an insurance claim isn’t always as simple as dialing a 1-800 number and calling it done. After a storm, accident, or unexpected loss, the steps you take right away can make a big difference in how smoothly your claim…
Working from home isn’t just a trend — for many people, it’s the foundation of their business. Whether you’re baking custom cakes in your kitchen, running an Etsy store from your guest room, or offering bookkeeping services from your home…
Many people think that if they aren’t in a “flood zone,” they don’t need to worry about flood insurance. But here’s the reality: Over 20% of flood claims come from properties outside of high-risk flood zones. At April Jones Insurance…
Planning for a hurricane is one of the most important precautionary measures you can take before one occurs. We live in a state prone to hurricanes, and it’s critical for you to have a clear understanding of what hurricane preparedness…
Auto insurance is an essential expense for every driver, offering crucial financial protection in case of accidents, theft, or vehicle damage. However, many drivers seek ways to reduce their premiums while maintaining adequate coverage. Fortunately, there are several strategies and…
